MAJOR MEDICAL OPTIONS STARTING AT 1 ENROLLED EMPLOYEE
Level-funded major medical coverage for the smallest groups; sole proprietors, 1099s, and employers with 2–9 employees. This exclusive small-group solution delivers real major medical benefits, nationwide availability, and flexible underwriting through digital PHQs.
Accepts sole proprietors & 1099 workers
Available nationwide
8 plan design options
PHCS + RBP or Cigna PPO; both networks quoted on every proposal
A True Major Medical Solution for Small Businesses
MULTIPLE PLAN OPTIONS
HIGH QUALITY NETWORK OF DOCTORS AND HOSPITALS
LOW COPAYS AND DEDUCTIBLES
STABLE PRICING
CHALLENGES
That Small Groups Face
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Crazy high premiums...getting higher​
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Worsening plan designs...increasing deductibles and cost-shifting to the insured
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The Marketplace options are horrible
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Being forced into "narrow network" plans
SOLUTIONS
That We Provide
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Lower major medical rates​
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Access to a choice of major medical plan designs, including copay and HSA plans
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Programs available nationwide
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Choice of PHCS/RBP or Cigna PPO on every quote
HOW IT WORKS
1. Submit RFP + Census
You complete an RFP Submission form and Employee Census provided by us.
2. Complete PHQ
We give you and your group online access to Personal Health Questionnaires (PHQ) for each employee to complete and submit.
3. Receive Your Major Medical Proposal
We tell you if the group is approved and the rates for the group.
Ready to Quote Your 1–9 Employee Group?
Let's get in touch.